CAPITEC BANK HOLDINGS LIMITED - Declaration of a Dividend of 436.00 Cents Per Non-Redeemable, Non-Cumulative, Non-Participating Preference Share NUMBER 40

Declaration of a Dividend of 436.00 Cents Per Non-Redeemable,  Non-Cumulative, Non-Participating Preference Share – NUMBER 40

Capitec Limited
(Previously Capitec Bank Holdings Limited)
Registration number 1999/025903/06
Incorporated in the Republic of South Africa
Registered bank controlling company
JSE share code: CPIP
ISIN code: ZAE000083838
("Capitec")

DECLARATION OF A DIVIDEND OF 436.00 CENTS PER NON-REDEEMABLE,
NON-CUMULATIVE, NON-PARTICIPATING PREFERENCE SHARE (“PREFERENCE
SHARE DIVIDEND”) – NUMBER 40

The directors of Capitec have approved and declared a preference
share dividend of 436.00 cents per share in respect of the
six months ended on 31 August 2026. Payment will be effected on
Monday, 21 September 2026.

The following information is disclosed in terms of the JSE Listings
Requirements:

•   The cash distribution is a dividend as defined in terms of the
    Income Tax Act (Act 58 of 1962)
•   The distribution is made from income reserves
•   The South African dividend tax rate is 20%
•   The gross dividend amount is 436.00 cents per share
•   The dividend amount net of South African dividend tax of 20% is
    348.80 cents per share
•   Capitec has 453,106 non-redeemable, non-cumulative,
    non-participating preference shares in issue
•   Capitec’s tax reference number is 9405/376/84/0

The salient dates for the payment of the preference share dividend
are set out below:

Last day to trade cum-dividend            Tuesday,   15   September   2026
Trading ex-dividend                     Wednesday,   16   September   2026
Record date                                Friday,   18   September   2026
Payment date                               Monday,   21   September   2026

Share certificates may not be dematerialised or rematerialised from
Wednesday, 16 September 2026 to Friday, 18 September 2026, both
days inclusive.

31 August 2026
Stellenbosch

Sponsor
PSG Capital
Date: 31/08/2026 05:05:00
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