THE STANDARD BANK OF SOUTH AFRICA LIMITED - New Financial Instrument Listing Announcement - SBC313?

New Financial Instrument Listing Announcement - “SBC313”

The Standard Bank of South Africa Limited

New Financial Instrument Listing Announcement - “SBC313”

Stock Code: SBC313
ISIN Code: ZAG000230152

The JSE Limited has granted a listing to The Standard Bank of
South Africa Limited – SBC313 Senior Unsecured Floating Rate
Credit Linked Notes due 31 March 2032 - sponsored by The Standard
Bank of South Africa Limited, under its Structured Note
Programme.

Authorised           ZAR150,000,000,000
Programme size

Total         notes ZAR136,253,729,830.82
issued
(including current
issue)

Full Note details
are as follows:

Issue Date:          05 November 2026

Nominal Issued:      ZAR350,000,000

Coupon Rate:         Compounded Daily ZARONIA plus 1.9515% as per
                     the Applicable Pricing Supplement


Coupon Indicator: Floating Rate

Interest             The 5th (fifth) Johannesburg Business Day
Determination        prior to each Interest Payment Date
Dates:

Trade Type:          Price

Issue Price:         100%

Maturity Date:       31 March 2032

Interest             Issue Date
Commencement
Date:

First    Interest    31 December 2026
Payment Date:
Interest   Payment   Each 31 March, 30 June, 30 September and 31
Dates:               December of each year until (and including)
                     31 March 2032


Business      Day    Actual/365(Fixed)and Following Business Day
Count/Convention:

Books Close:         Not Applicable

Last    day      to  17h00 on 30 March, 29 June, 29 September,
register:            and 30 December, or if such day is not a
                     Business Day, the Business Day before each
                     Interest Payment Date until the Maturity
                     Date

Other Provisions:    For the purposes of the Tranche of Notes to
                     which this Applicable Pricing Supplement
                     applies, a new Condition 6.9 (Benchmark
                     Discontinuation) as set out in Schedule 2
                     (Benchmark    Discontinuation)    of    this
                     Applicable Pricing Supplement shall be
                     inserted into the Terms and Conditions.
                     Further, Condition 6.2.4 (Screen Rate
                     Determination       including       fallback
                     provisions) shall not apply to the Notes
                     notwithstanding     that     Screen     Rate
                     Determination is specified as the manner in
                     which the Interest Rate is to be determined,
                     and the Interest Rate shall be determined
                     in accordance with Schedule 1 (Screen Rate
                     Determination for Floating Rate Notes
                     referencing    Compounded   Daily    ZARONIA
                     (Lookback Without Observation Shift)).

Additional     Risk   The Risk Factors set out in Schedule 3
Factors:              (Additional   Risk    Factors  Relating   to
                      ZARONIA)   of    this   Applicable   Pricing
                      Supplement apply to the Tranche of Notes to
                      which this Applicable Pricing Supplement
                      applies. Prospective investors are to
                      ensure that they have read Schedule 3
                      (Additional   Risk    Factors  Relating   to
                      ZARONIA) as well as the detailed information
                      set out in the Programme Memorandum to reach
                      their own views prior to making any
                      investment decision.

Placement Agent:      The Standard Bank of South Africa Limited
Debt     Security
subject        to
guarantee;            Not Applicable
security       or
credit
enhancement:

Additional Terms and Conditions: Investors should study the
Pricing Supplement for full details of the specific terms and
conditions applicable to this specific issuance.

Notes will be deposited in the Central Securities Depository
(“CSD”) and settlement will take place electronically in terms
of JSE Rules.

Dated 03 November 2026
Sponsor – The Standard Bank of South Africa Limited
For further information on the Notes issued please contact:
Johann Erasmus           SBSA (Sponsor)
Email: johann.erasmus@standardbank.co.za
Date: 03/11/2026 11:53:00
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