THE STANDARD BANK OF SOUTH AFRICA LIMITED - New Financial Instrument Listing Announcement - SSN243?

New Financial Instrument Listing Announcement - “SSN243”

The Standard Bank of South Africa Limited

New Financial Instrument Listing Announcement - “SSN243”.

Stock Code: SSN243
ISIN Code: ZAG000230186

The JSE Limited has granted a listing to The Standard Bank of
South Africa Limited – SSN243 Senior Unsecured Mixed Rate
Redemption at Par Notes due 29 November 2027 - sponsored by The
Standard Bank of South Africa Limited, under its Structured Note
Programme.

Authorised Programme size          ZAR150,000,000,000.

Total notes issued                 ZAR137,291,729,830.82
(including current issue)

Full Note     details   are   as
follows:

Issue Date:                        03 November 2026

Nominal Issued:                    ZAR500,000,000


Coupon Indicator:                  Mixed Rate.


Coupon Rate
                                   Fixed Rate Notes: From and
                                   including, 27 April 2027
                                   until (but excluding) the
                                   Maturity date: 7.81%.


                                   Floating Rate Notes: From and
                                   including, the Interest
                                   Commencement Date until, but
                                   excluding, 27 April 2027:
                                   Compounding Daily ZARONIA
                                   plus 0.45%.

Interest Determination Dates:      In respect of: Fixed Rate Notes
                                   – Not Applicable each Interest
                                   Payment Date.

                                   Floating Rate Notes - The 5th
                                   (fifth) Johannesburg Business
                                   Day prior to each Interest
                                   Payment Date
Trade Date:                         27 October 2026

Issue Price:                        100%

Maturity Date:                      27 November 2027

Interest Commencement Date          Issue Date

First Interest Payment Date:        27 January 2027

Interest Payment Dates:             Fixed Rate Note - Each 27 May
                                    2027, 27 August 2027 and the
                                    Maturity Date, with the first
                                    Interest Payment Date being 27
                                    May 2027. If such day is not a
                                    Business Day, the Business Day
                                    on which the interest will be
                                    paid,    as   determined    in
                                    accordance with the applicable
                                    Business Day Convention (as
                                    specified in this Applicable
                                    Pricing Supplement)

                                    Floating Rate Notes - Each 27
                                    January 2027 and 28 April 2027,
                                    with   the    first    Interest
                                    Payment Date being 27 January
                                    2027 if such day is not a
                                    Business Day, the Business Day
                                    on which the interest will be
                                    paid,    as    determined    in
                                    accordance with the applicable
                                    Business Day Convention (as
                                    specified in this Applicable
                                    Pricing Supplement).

Business Day Count/Convention:      Following     Business     Day
                                    Convention.

Books Close:                        Not Applicable

Last day to register:               17h00 on 26 January 2027, 27
                                    April 2027, 26 May 2027, 26
                                    August 2027 and 28 November
                                    2027, or if such day is not a
                                    Business Day, the Business Day
                                    before each Interest Payment
                                    Date until the Maturity Date.

Placement Agent:
                                     The Standard Bank     of   South
                                     Africa Limited.


Debt   Security   subject  to
guarantee; security or credit
enhancement:                         Not Applicable.


Additional Terms and Conditions: Investors should study the
Pricing Supplement for full details of the specific terms and
conditions applicable to this specific issuance.

Notes will be deposited in the Central Depository (“CSD”) and
settlement will take place electronically in terms of JSE Rules.

Dated: 02 November 2026
Sponsor – The Standard Bank of South Africa Limited
For further information on the Notes issued please contact:
SBSA (Sponsor)
Email: ExchangeTradedFunds@standardbank.co.za
Date: 02/11/2026 04:23:00
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