THE STANDARD BANK OF SOUTH AFRICA LIMITED - New Financial Instrument Listing Announcement - SBC311?

New Financial Instrument Listing Announcement - “SBC311”

The Standard Bank of South Africa Limited

New Financial Instrument Listing Announcement - “SBC311”

Stock Code: SBC311
ISIN Code: ZAG000230194

The JSE Limited has granted a listing to The Standard Bank of
South Africa Limited – SBC311 Senior Unsecured Floating Rate
Credit Linked Notes due 31 March 2032 - sponsored by The Standard
Bank of South Africa Limited, under its Structured Note
Programme.

Authorised           ZAR150,000,000,000
Programme size

Total         notes ZAR135,448,729,830.82
issued
(including current
issue)

Full Note details
are as follows:

Issue Date:          05 November 2026

Nominal Issued:      ZAR350,000,000

Coupon Rate:         Compounded Daily ZARONIA plus 1.8515% as per
                     the Applicable Pricing Supplement


Coupon Indicator:    Floating Rate

Interest             The 5th (fifth) Johannesburg Business Day
Determination        prior to each Interest Payment Date
Dates:

Trade Type:          Price

Issue Price:         100%

Maturity Date:       31 March 2032

Interest             Issue Date
Commencement
Date:

First    Interest    31 December 2026
Payment Date:
Interest   Payment   Each 31 March, 30 June, 30 September and 31
Dates:               December of each year until (and including)
                     31 March 2032


Business      Day    Actual/365(Fixed)and Following Business Day
Count/Convention:

Books Close:        Not Applicable

Last    day      to 17h00 on 30 March, 29 June, 29 September,
register:           and 30 December, or if such day is not a
                    Business Day, the Business Day before each
                    Interest Payment Date until the Maturity
                    Date

Other Provisions:   For the purposes of the Tranche of Notes to
                    which this Applicable Pricing Supplement
                    applies, a new Condition 6.9 (Benchmark
                    Discontinuation) as set out in Schedule 2
                    (Benchmark    Discontinuation)    of    this
                    Applicable Pricing Supplement shall be
                    inserted into the Terms and Conditions.
                    Further, Condition 6.2.4 (Screen Rate
                    Determination       including       fallback
                    provisions) shall not apply to the Notes
                    notwithstanding     that     Screen     Rate
                    Determination is specified as the manner in
                    which the Interest Rate is to be determined,
                    and the Interest Rate shall be determined
                    in accordance with Schedule 1 (Screen Rate
                    Determination for Floating Rate Notes
                    referencing    Compounded   Daily    ZARONIA
                    (Lookback Without Observation Shift)).

Additional     Risk The Risk Factors set out in Schedule 3
Factors:            (Additional   Risk    Factors  Relating   to
                    ZARONIA)   of    this   Applicable   Pricing
                    Supplement apply to the Tranche of Notes to
                    which this Applicable Pricing Supplement
                    applies. Prospective investors are to
                    ensure that they have read Schedule 3
                    (Additional   Risk    Factors  Relating   to
                    ZARONIA) as well as the detailed information
                    set out in the Programme Memorandum to reach
                    their own views prior to making any
                    investment decision.

Placement Agent:    The Standard Bank of South Africa Limited
Debt     Security
subject        to
guarantee;          Not Applicable
security       or
credit
enhancement:

Additional Terms and Conditions: Investors should study the
Pricing Supplement for full details of the specific terms and
conditions applicable to this specific issuance.

Notes will be deposited in the Central Securities Depository
(“CSD”) and settlement will take place electronically in terms
of JSE Rules.

Dated 03 November 2026
Sponsor – The Standard Bank of South Africa Limited
For further information on the Notes issued please contact:
Johann Erasmus           SBSA (Sponsor)
Email: johann.erasmus@standardbank.co.za
Date: 03/11/2026 11:45:00
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