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Unaudited consolidated interim results and ordinary share dividend declaration for the reporting period ended 30 June 2026
Absa Group Limited
Registration number: 1986/003934/06
Incorporated in the Republic of South Africa
JSE share code: ABG, ISIN: ZAE000255915
Bond Issuer Code: ABGI ("Absa Group", "Group" or "Company")
Unaudited consolidated interim results and ordinary share dividend declaration for the reporting period ended 30 June 2026
Empowering Africa's tomorrow, together
...one story at a time
Absa is a pan-African financial services group providing seamless customer experiences to over 13.4 million customers. We help customers achieve their aspirations
and deliver positive impacts in our communities by enabling inclusive growth, building financial resilience, and driving sustainable development across the
continent.
We have a robust presence across 17 countries, with a primary listing on the Johannesburg Stock Exchange and a secondary listing on A2X. We have over 130 years
of operating history on the African continent. Our footprint extends to banks1 in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa,
Tanzania, Uganda and Zambia.
We have representative offices in Namibia and Nigeria, securities entities in the United Kingdom and the United States of America, a non-banking advisory
subsidiary in China and a technology support service office in the Czech Republic. In April we opened our Dubai International Financial Centre branch within
the United Arab Emirates, responsible for the marketing and promotion of Absa's general banking capabilities and certain of its commercial banking products and
services.
1 Banks are wholly owned, apart from the following where we hold majority stakes: Botswana 67.8%, Kenya 68.5%, Mozambique 98.7%, National Bank of
Commerce Tanzania 55% and Seychelles 99.8%.
17 1 043 6 212 37 030 13.4m 14% R203.9bn
countries outlets* ATMs employees customers growth in digitally active customers market cap
* Includes branches and sales centres.
Performance overview for the period ended 30 June 2026
Total income Return on equity
2026 Change % 2025 2026 Change % 2025
R58 791m Increased 4.1% R56 487m 15.0% Increased 14.8%
Headline earnings per ordinary share Cost-to-income ratio
2026 2025 2026 2025
1 545.4 cents Increased 7.9% 1 431.6 cents 53.4% Increased 53.2%
Basic earnings per ordinary share Net interest margin
2026 2025 2026 2025
1 517.9 cents Increased 12.1% 1 354.1 cents 4.46% Decreased 4.58%
Net asset value per ordinary share Dividend per ordinary share
2026 2025 2026 2025
20 968 cents Increased 4.6% 20 048 Cents 850 cents Increased 8.3% 785 cents
Loans and deposits growth Risk profile Liquidity coverage ratio Sound capital
Gross loans and advances Deposits and debt funding Stage 3 loans ratio to Common Equity
(increased 5%) (increased 8%) gross loans and advances Tier 1 ratio
R1 543.1bn R1 908.5bn 5.30% 125.2% 12.8%
(2025: R1 464.8bn) (2025: R1 774.7bn) (2025: 5.90%) (2025: 129.0%) (2025: 12.5%)
Short-form statement
This short-form announcement is the responsibility of the directors of Absa Group Limited. It is only a summary of the information contained in the full financial
results announcement for the interim reporting period ended 30 June 2026. Any investment decisions by shareholders should be based on the full interim
announcement which is available on https://www.absa.africa/investor-relations/financial-results/ and on the JSE cloud link:
https://senspdf.jse.co.za/documents/2026/jse/isse/ABGE/HY26Result.pdf
The full interim announcement is available on the Company's website. Copies of the full announcement can also be requested by sending an email to
groupsec@absa.africa.
Registered office
7th Floor, Absa Towers West, 15 Troye Street, Johannesburg, 2001
Board of directors
Independent non-executive directors
R van Wyk (Group Chairman), T Abdool-Samad, Z Bassa, A Beck(1), R Keanly, B Kennedy, P Mageza, A Mangale,
N Mjoli-Mncube (Lead Independent Director), P Smith(1), F Tonelli, S Zilwa
Executive directors
K Fihla (Group Chief Executive Officer), D Raju (Group Financial Director)
(1) British
Declaration of interim ordinary dividend number 78
Shareholders are advised that an ordinary dividend of 850 cents per ordinary share was declared on 18 August 2026, for the interim reporting period ended 30 June
2026. The ordinary dividend is payable to shareholders recorded in the register of members of the Company at the close of business on Friday, 18 September 2026.
The directors of Absa Group Limited confirm that the Group will satisfy the solvency and liquidity test immediately after completion of the dividend distribution,
and for the next 12 months.
The dividend will be subject to local dividends withholding tax at a rate of 20%. In accordance with paragraphs 7.23(a) - (k) of the JSE Listings Requirements, the
following additional information is disclosed:
- The dividend has been declared out of income reserves.
- The local dividend tax rate is 20%.
- The gross local dividend amount is 850 cents per ordinary share for shareholders exempt from the dividend tax.
- The net local dividend amount is 680 cents per ordinary share for shareholders liable to pay the dividend tax.
- Absa Group Limited currently has 894 376 907 ordinary shares in issue (includes 66 281 564 treasury shares).
- Absa Group Limited's income tax reference number is 9150116714.
In compliance with the requirements of Strate, the electronic settlement and custody system used by the JSE Limited, the following salient dates for the
payment of the dividend are applicable:
Last day to trade cum dividend Tuesday, 15 September 2026
Shares commence trading ex-dividend Wednesday, 16 September 2026
Record date Friday, 18 September 2026
Payment date Monday, 21 September 2026
Share certificates may not be dematerialised or rematerialised between Wednesday, 16 September 2026 and Friday, 18 September 2026, both dates inclusive.
On Monday, 21 September 2026, the dividend will be electronically transferred to the bank accounts of certificated shareholders. The accounts of those shareholders
who have dematerialised their shares (which are held at their participant or broker) will also be credited on Monday, 21 September 2026.
On behalf of the Board
N R Drutman
Company Secretary
Johannesburg
18 August 2026
Absa Group Limited is a company domiciled in South Africa.
Its registered office is 7th Floor, Absa Towers West,
15 Troye Street, Johannesburg, 2001.
Sponsors
Lead independent sponsor
J.P. Morgan Equities South Africa Proprietary Limited
Joint sponsor
Absa Bank Limited (Corporate and Investment Bank)
www.absa.africa/investor-relations/financial-results/
Date: 18/08/2026 05:10:00
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